:root{--navy:#0b1f3a;--navy2:#132d52;--acc:#f5a524;--ink:#1c2633;--mut:#5b6778;--bg:#f4f6fa}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink)}
.wrap{max-width:1140px;margin:auto;padding:0 24px}section{padding:88px 0}section.wrap{padding:88px 24px}.narrow{max-width:820px}
h1,h2,h3{line-height:1.15;margin:0 0 14px;color:var(--navy)}h1{font-size:clamp(38px,6vw,64px);color:#fff}h2{font-size:clamp(28px,3.5vw,40px)}h3{font-size:20px}
.center{text-align:center}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:700;font-size:13px;color:#c27c00;margin:0 0 10px}
.btn{display:inline-block;background:var(--acc);color:var(--navy);font-weight:700;padding:14px 26px;border-radius:8px;text-decoration:none;border:2px solid var(--acc);cursor:pointer;font-size:16px}.btn:hover{filter:brightness(1.07)}.btn.ghost{background:transparent;color:#fff;border-color:#fff6}.btn.sm{padding:8px 16px}
.nav{position:sticky;top:0;z-index:9;background:var(--navy);box-shadow:0 2px 12px #0003}.navin{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;gap:10px;align-items:center;text-decoration:none;color:#fff}.logo b{display:block;letter-spacing:.18em;font-size:20px}.logo small{display:block;letter-spacing:.25em;font-size:10px;color:var(--acc)}
nav{display:flex;gap:26px;align-items:center}nav a{color:#dfe6f0;text-decoration:none;font-size:15px}nav a.btn{color:var(--navy)}.menu{display:none;background:none;border:0;color:#fff;font-size:28px}
.hero{background:radial-gradient(circle at 85% 20%,#24477a,transparent 50%),linear-gradient(135deg,var(--navy),#071426);color:#cfd9e8;padding:120px 0}.hero h1 span{color:var(--acc)}.hero .eyebrow{color:var(--acc)}.lead{font-size:20px;max-width:640px}.ctas{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0}.fine{font-size:14px;opacity:.7}
.two{display:grid;grid-template-columns:1fr 1.2fr;gap:56px;align-items:start}
.alt{background:var(--bg)}.steps{list-style:none;padding:0;margin:40px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.steps li{background:#fff;padding:28px;border-radius:12px;border-top:4px solid var(--acc);box-shadow:0 6px 20px #0b1f3a12}.steps b{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--acc);margin-bottom:12px}.steps p,.card p{color:var(--mut);margin:0}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:40px}.card{padding:28px;border:1px solid #e1e6ee;border-radius:12px}.card h3:before{content:"";display:block;width:32px;height:4px;background:var(--acc);margin-bottom:14px}
.dark{background:var(--navy);color:#cfd9e8}.dark h2{color:#fff}.dark .eyebrow{color:var(--acc)}.checks{list-style:none;padding:0;margin:0;display:grid;gap:16px}.checks li{background:var(--navy2);padding:20px 22px 20px 56px;border-radius:10px;position:relative}.checks li:before{content:"✓";position:absolute;left:20px;top:18px;color:var(--acc);font-weight:800;font-size:20px}.checks b{display:block;color:#fff}
details{border-bottom:1px solid #e1e6ee;padding:18px 0}summary{font-weight:700;cursor:pointer;color:var(--navy);font-size:18px}details p{color:var(--mut);margin:10px 0 0}
.contact{list-style:none;padding:0}.contact li{padding:10px 0;border-bottom:1px solid #dde3ec}.contact span{display:inline-block;width:90px;font-weight:700;color:var(--navy)}.contact a{color:var(--ink)}
form{background:#fff;padding:32px;border-radius:14px;box-shadow:0 10px 30px #0b1f3a17;display:grid;gap:14px}.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{font-size:14px;font-weight:600;color:var(--navy);display:grid;gap:6px}input,select,textarea{font:inherit;padding:11px 12px;border:1px solid #cdd5e0;border-radius:8px}input:focus,textarea:focus,select:focus{outline:2px solid var(--acc)}.ok{color:#1a7f4b;margin:0}
footer{background:#071426;color:#8c9ab0;padding:44px 0;font-size:14px}.frow{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;margin-bottom:16px}.flogo{color:#fff;font-weight:800;letter-spacing:.18em}.flogo small{color:var(--acc);letter-spacing:.2em}.legal a{color:#b9c5d6}
@media(max-width:900px){.steps,.cards{grid-template-columns:1fr 1fr}.two{grid-template-columns:1fr;gap:28px}}
@media(max-width:700px){.menu{display:block}nav{display:none;position:absolute;top:70px;left:0;right:0;background:var(--navy);flex-direction:column;padding:20px}body.open nav{display:flex}.steps,.cards,.row{grid-template-columns:1fr}section,section.wrap{padding:60px 24px}.hero{padding:80px 0}}